Disclosures
*APR= Annual Percentage Rate. Auto refinance does not apply to car loans financed at TFCU. Eligibility for the lowest advertised rate is based on creditworthiness, year of vehicle, ability to repay, credit score, down payment, terms and loan to value. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. TFCU will deposit the $1 minimum requirement to open your account. Member must reside in a state within TFCU lending area. Other conditions may apply. Rates and Offers are subject to change without notice. Current TFCU accounts must be in good-standing, not have any type of restrictions, and TFCU loans paid-to-date.
Any savings is an estimated reduction in your monthly payment and not necessarily a reduction in the finance charges assessed over the life of your loan. Your actual savings will depend on the terms on which you refinance.
*90-day payment deferral subject to credit qualification. Must be a member in good standing for at least 12 months with an active TFCU checking account and direct deposit of at least $500 per month. Interest will continue to accrue during the 90-day deferral period on the full amount borrowed beginning on the loan issue date. The accumulation of interest, with no payments being made to reduce the principal, will be added to the total repayment amount. If you have purchased disability, and/or life insurance any charges will continue to accrue for any deferred month, and the final loan payment will include such charges. If you have purchased GAP insurance, please note that deferred payments may be excluded in the GAP coverage. Any deferred payments could be deducted from a GAP claim settlement, and you will be responsible for the remaining deficiency balance that may result. Other restrictions may apply. This offer may be removed at any time without notice. TFCU membership eligibility required with $1 minimum in savings. Member must reside in a state within TFCU lending area.
Vehicle History Report™ at a special discounted rate of $19.99 with your Tropical Financial auto loan preapproval. Alternatively, take advantage of our exclusive bundle offer, which includes three (3) 
